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Flexible Ways to Pay Over Time

Whether you have excellent credit or are just getting started, West Creek makes it easy to pay over time. Our simple, fast and transparent process gives you the right fit offer to make essential purchases more manageable.

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Simple. Fast. Transparent.

Simple Application

Our simple application takes less than three minutes to complete so you can get what you need without the hassle. You can even apply on your own device or from the comfort of your home!

Fast Approval

If you thought the application was quick, just wait to see how quickly you're approved. Just apply with your favorite store, and we’ll get you a decision within seconds so you can make the purchase you need.

Radical Transparency

We understand that transparency is of the utmost importance to our customers, which is why we send full agreement details by text to be sure you know exactly what to expect.

How Does it Work?

Step 1

Fill out a simple application

Step 2

Check out with your approval

Step 3

Make clear and simple payments over time

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Questions? We have answers!

Contact us or visit our store for more details. We are here to help you!

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*We do perform a credit check on the customer as a part of our application process. "No Credit Needed" does not imply no credit check.